Empowering Texans with
Reliable Notary & Credit Consulting
Professional mobile notary service, apostille support, and consumer-law-based credit education. We believe in transparency, integrity, and your financial empowerment.
Founded by Virginia A. Meador. Serving Texas clients with excellence.
How CEJ Works
Secure Process1. Upload or Meet
Document notarized in-person or credit report uploaded securely.
2. Review & Plan
We review your file and prepare your plan in writing.
3. Take Action
You take informed action with confidence and clarity.
Where Professional Service Meets Financial Empowerment
CEJ helps clients handle high-stakes paperwork and credit strategy with precision, privacy, and purpose. From notarizing legal documents to educating you on what's really on your credit report, CEJ is built to protect your signature and your financial position.
Document Confidence
Mobile notary for real estate, POAs, estate planning, and more.
Credit Clarity
Consumer law based approach to challenge inaccuracies.
"Transparency & Integrity"
Mobile Notary & Apostille
Dependable, on-site notary and authentication services for individuals, families, and businesses that need it done correctly the first time.
Notary & Related Services
- Real-Estate & Legal Document Notarizations
- Power of Attorney & Estate Planning
- General Acknowledgments & Jurats
- Apostille Support for international use
- Ink Card Fingerprinting (Out-of-State Only)
Schedule a Visit
Mobile notary means we come to you. Save time, reduce errors, and get signature-ready documentation handled professionally and privately.
Request Notary ServiceCredit Education & Consulting
We use consumer law, documentation, and strategy to challenge what's being reported about you and build a cleaner, stronger profile over time.
Initial Credit File Review
Comprehensive review of your full 3-bureau credit report, account accuracy check, utilization analysis, and a written plan tailored to your file and applicable consumer law.
Start With ReviewFull Consulting Services
Includes negative account challenges, collection handling, creditor mix analysis, and escalations (CFPB/AG) if needed. Exact quote provided after initial review.
Book ConsultationImportant Requirements
- • Active 3-bureau credit monitoring is required (no screenshots or free apps).
- • All services are prepaid via Zelle, Apple Pay, or BlueVine. No Cash App/Venmo.
- • Strict no-refund policy once services begin.
Trusted by Texans
"Virginia helped me understand my credit report in a way no one else explained. She found errors I didn't even know were there. Highly recommended!"
Sarah M.
Dallas, TX
"I needed a Power of Attorney notarized at the hospital on a Sunday. CEJ Mobile Notary was responsive, professional, and compassionate."
James R.
Fort Worth, TX
"Finally, a credit consultant who doesn't just send generic letters. The detailed plan I received was worth every penny. My score is moving up!"
Maria G.
Arlington, TX
Frequently Asked Questions
What areas do you serve for Mobile Notary?
How long does credit consulting take?
Do you offer refunds?
What is an Apostille?
Quick Credit Tips
Don't Close Old Cards
Closing old credit cards can shorten your credit history age, potentially lowering your score.
Watch Utilization
Try to keep your credit card balances below 30% of your limit. Below 10% is even better.
Check Reports Annually
You can check your official reports for free once a year. Look for errors in names or addresses.
Dispute Facts, Not Feelings
When disputing, focus on factual inaccuracies (dates, balances) rather than explaining why you missed a payment.
The CEJ Difference
Respect • Privacy • Clarity
Integrity First
No fake guarantees. Real guidance based on consumer law, not sales scripts.
Secure Handling
Your data stays controlled. Secure channels only, no social media DMs.
Education Matters
You stay in control. We teach you to understand and challenge your report.
Professional Credit Monitoring
To work with CEJ Credit Consulting, 3-bureau credit monitoring is mandatory. We require the SmartCredit $29.95/month plan which provides access to all three bureaus (Equifax, Experian, and TransUnion). Free apps like Credit Karma do not provide the complete data needed for legal disputes.
Important Requirement
The SmartCredit $29.95/month plan is the only monitoring service accepted for CEJ credit consulting services. This plan includes monthly reports from all three bureaus, which is essential for accurately tracking your credit restoration progress.
You will be redirected to SmartCredit to complete your registration